CERTIFIED FINANCIAL PLANNER™ professional

I help families and business owners design and implement a financial plan based on their values and goals. Having a financial plan means that you have a specific strategy for each of your needs and goals. Imagine knowing that you have a strategic plan for everything that you want to accomplish; Financial Independence, College Funding, Asset Allocation, Wealth Management, Estate Planning, Charity Work and Travel, just to name a few.  Having a sound financial strategy can give confidence and security.

PROCESS 

 First Meeting:

• Discuss and clarify what is important to you
• Identify your goals and what they mean to you and your family
• Detail what it will take to help accomplish those goals
• Take an inventory or your current holdings and your experience with them
• Take your "blood pressure" on risk and volatility
• Summarize specific strategies that can help improve your financial health
• At the end of our first meeting we will learn enough about each other to know if there is a good fit for us to work together
• Decide on the next step

• Create a financial plan that details out the exact numbers to meet all your goals
• Agree on investment philosophy
• Education on the many financial instruments that can help you accomplish your goals
• Education on the important tax-saving strategies that can enhance returns and lower risk
• Explain in detail the instruments we will use to plan for your financial house and why they are suitable for you personally
• We believe in continuously educating you, because the more informed you are the better decisions you can make 
• Implement those investment tools (set up accounts, process transfers, executions, explain online access, etc.)
• We look to develop a strong, long term relationship with you.  We strive to become your primary source for all financial services.

• In each review meeting we update your financial plan to current values and time horizons.  We examine if you are on track or not.  Review meetings are every six months.  If you have a significant life event between review meetings we will simply meet again.
• We continuously spend time on investment education and tax strategies (again, the more informed and educated you are, the better decisions you can make)
• We review performance numbers and how they relate to the market in general
• Any goal that you and your family may have, we will address and provide strategies.  Whether it be retirement planning, college education funding, a new home or a second home we have the tools to help you get to where you want to go.

 Credentials and Strengths

• 15 years experience in the Financial Services Industry, focused on:
  Financial Planning
  Wealth Management
  Retirement Planning
  Tax Advantage Investment Strategies
  Education Savings Plans
  Risk Management and Insurance
  Estate Planning Strategies
  

• At AXA Advisors, we are an open architecture. That means we have thousands of investment tools, products, and services to use to help you achieve your goals. We are not tied to any proprietary products.

• I have been awarded the title of Retirement Planning Specialist by AXA Advisors based on the receipt of a Certificate in Retirement Planning from the Wharton School of Business.
  
• Member of AXA Advisors exclusive Paramount Planning Group, an internal group of financial professionals who are distinguished by a high standard of experience and service within the industry.
  
• My goal is to help high net worth families and individuals develop a financial plan that allows them to devote their valuable time to their families, careers, hobbies and personal interests.
  
• Education:
  CFP® (CERTIFIED FINANCIAL PLANNER™ professional)
  ChFC (Charter Financial Consultant)
  CLU (Chartered Life Underwriter)
  CASL (Chartered Advisor for Senior Living)
  University of Washington, Bachelor's Degree

• Full time Client Relations Manager (CRM) to help you with administrative tasks
  
• A large part of my client base are Microsoft executives

• AXA Advisors Washington State Financial Planner of the Year 2001, 2002, 2003, 2004, 2005, 2006, 2008, and 2009
   

CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP (with flame logo)® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Certificate awarded based on completion of a training program at the Wharton School, University of Pennsylvania.